Below are some common myths and misconceptions about flood insurance.

Myth: Only homeowners can purchase flood insurance.
FACT: Most homeowners, condo unit owners, renters, and businesses in NFIP participating communities can purchase flood insurance. To find out if your community participates, go to www.floodsmart.gov or contact a community official or insurance agent. The maximum coverage amounts are:

Click here for more myths and facts about flood insurance.

 

Thank you for visiting the website of the Metro West Fire Protection District.  We are very proud of what we are able to provide to our citizens through our dedicated Firefighters and Paramedics.  Here, you will find information on everything from our C.E.R.T. program and building regulations to C.P.R. classes Firehouses and Apparatus.

Our Fire Protection District covers nearly 58 square miles of Western St. Louis County encompassing all or portions of the Cities of Ballwin, Wildwood, Ellisville, Chesterfield, Clarkson Valley, Grover, Pond, Sherman and areas of unincorporated St. Louis County.  We protect you with five stations strategically placed to maximize efficient response times to provide the highest level of medical care, fire suppression and rescue services possible.

If you need information that you cannot find at this site, please contact our administration office during normal business hours at 636.458.2100.

Bob Reboulet    Chairman	Tim Flora  Secretary	Ralph Starck Treasurer

From the Chairman

In talking with you, one of the most frequently asked questions is, "What is the difference between a fire district like Metro West and a fire department?"  We offer the following explanation to help residents better udnerstand ther fire district.

Fire Districts.  Empowered by the state of Missouri and regualated by Missouri Revised Statute #321, a fire district is an independent, self-governing entity, responsible for delivering emergency medical, fire protection, rescue and Haz-Mat services.  It also functions as your principal "Homeland Security" responder in case of terrorist attack, or natural disaster.  Fire districts are governed by three publicly elected directors who are responsidble for the overall operations and management of the district.  Each district encompasses a large geographic area and is empowered to enact ordinances and regulations necessary to carry out its mission of protecting and serving its residents.  By state law, cities, as well as unincorporated areas lying within the boundaries of a fire district, are under the authority of the district.

Fire Departments.  Unlike fire districts, fire departments are part, or component of city government as is public works, parks and recreations, etc.  A fire department usually reports through a city administrator and/or mayor and city council, and is not an independent, self governing boady as is a fire district.  Except for the largest cities, fire departments are nomally limited in scope, smaller in size, and have less resource availability than do fire districts.

Advantages of Fire Districts.  Fire districts eliminate costly duplication of services that would exist if each municipality provided its own EMS and fire protection to small individual population groups.  In doing so, fire districts bring significant cost efficiency and effectiveness to the taxpayers, maximizing the use of public funds.  In addition, "economy of scale" allows a fire district to serve a much larger population base with an optimum sized force of highly-trained personnel and readily available equipment which can handle even the largest emergencies that might overwhelm small, local fire departments.

By consolidating services into a fire district, their delivery and management is greatly streamlined and a patchwork of local bureaucracy is eliminated.  In the end the public is far better served by fire districts.

                                 Sincerely,

                                 Bob Reboulet

                                 Chairman of the Board